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Dirección financiera · Marbella · Costa del Sol

Tax Advice for Expats in Marbella and Costa del Sol

Inteligencia financiera de nivel corporativo sin el coste de un director financiero a jornada completa. Tomamos el control de tus números para que tú puedas tomar mejores decisiones.

What we cover

Complete tax compliance for international residents

Whether you have just arrived or have been living on the Costa del Sol for years, our tax advisory covers every obligation you have in Spain — explained clearly, managed efficiently.

We work with individuals and families from the UK, Germany, Scandinavia, the Netherlands, and beyond. No jargon. No nasty surprises. Just straightforward advice you can act on.

  • Modelo 720 — declaration of overseas assets (bank accounts, investments, real estate)
  • Beckham Law (Régimen de Impatriados) — application and annual filing at flat 24% rate
  • IRNR — non-resident income tax for property owners abroad
  • Renta anual (IRPF) — full Spanish income tax return for residents
  • Non-resident property tax — deemed and actual rental income returns
  • Double taxation treaties — avoid paying tax twice in your home country and Spain
  • Digital nomad visa — tax planning and compliance for remote workers
  • Inheritance and wealth tax — Andalucía rules for non-residents

Who this is for

Made for international residents on the Costa del Sol

🇬🇧

British residents post-Brexit

Lost your EU freedom of movement? We guide you through Spanish residency, NIE registration, and your new tax obligations — step by step.

🏡

Non-resident property owners

Own a villa or apartment in Marbella but live abroad? We file your IRNR, handle rental income returns, and make sure you are fully compliant.

💼

Executives & relocated professionals

Moving to Spain for work? We apply for the Beckham Law on your behalf, saving you tens of thousands in tax over the first 6 years of residency.

💻

Digital nomads

Applying for the Spanish Digital Nomad Visa? We advise on the tax implications, file your returns, and keep you compliant from day one.

🌍

Retirees & pensioners

Drawing a pension from the UK, Germany, or elsewhere? We ensure your pension is taxed correctly in Spain and that you benefit from applicable treaties.

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Investors with overseas assets

Holding foreign accounts, funds, or real estate? We manage your Modelo 720 each year and advise on the tax-efficient structuring of your investments.

How it works

From first call to full compliance in 4 steps

01

Free diagnosis call

We spend 30 minutes understanding your situation — residency status, overseas assets, income sources — and give you an honest picture of your obligations.

02

Personalised tax plan

Based on your profile we prepare a clear plan: which returns to file, which deadlines apply, which exemptions you qualify for, and how to minimise your tax burden legally.

03

We file everything

We gather the information we need from you, prepare all returns (Modelo 720, IRNR, Renta, etc.), and file them with the Agencia Tributaria on your behalf.

04

Ongoing support & alerts

We send you reminders before each deadline, keep track of changes in Spanish tax law that affect you, and are always available by WhatsApp for quick queries.

FAQ

Preguntas frecuentes

What is Modelo 720 and do I need to file it?

Modelo 720 is Spain’s annual declaration of overseas assets. If you are a Spanish tax resident and hold foreign bank accounts, securities, or real estate with a combined value exceeding €50,000 per category, you must file it before 31 March. The penalties for non-filing used to be draconian; they were partially reformed by the EU Court of Justice but compliance is still essential. We review your situation and file it correctly.

The «Beckham Law» (formally Régimen Especial de Impatriados) lets qualifying employees and self-employed workers who move to Spain pay a flat 24% tax on their Spanish income (up to €600,000) instead of the progressive rates that can reach 47%. To qualify you must not have been a Spanish tax resident in the previous 5 years, and you must have moved to Spain due to work. The application window is just 6 months from registering with Social Security — act fast.

As a non-resident property owner you must file an IRNR return each year. Even if the property sits empty, Spain imposes a deemed rental income (1.1–2% of the cadastral value) taxed at 24% (19% for EU/EEA residents). If you rent the property out, actual rental income is declared quarterly. We handle all of this for you, including the IBI (local property tax) coordination.

Spain has double taxation treaties with over 90 countries including the UK, Germany, France, the Netherlands, and the Nordic countries. These treaties set out which country has the right to tax each type of income and allow you to credit tax paid abroad. We review your specific treaty, apply it correctly to your return, and ensure you are only taxed once.

Yes — fully. All our meetings, reports, emails, and WhatsApp communication with expat clients are in English. We have been advising British, German, Scandinavian, and American residents on the Costa del Sol for years and understand the specific tax situations you face. You will never be lost in translation.

Ready to sort out your Spanish taxes?

Asesoría fiscal y financiera en Marbella para autónomos, pymes y expats en la Costa del Sol.

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